W. J. Cox Associates, Inc. has been specializing in providing insurance and risk management services to the forest products industry since 1979.

By providing a comprehensive program that focuses on careful risk selection, cost containment, effective claim management and vigilant loss prevention, we have substantially reduced the frequency and severity of injuries.  These efforts have reduced the overall operational costs and improved productivity in the industry we serve.  Our effectiveness has been borne out in the results of the New York Lumbermen’s Insurance Trust Fund which we have administered since its inception in 1981.

We are committed to building mutually beneficial and enduring relationships with our employees, members, suppliers and other business partners through loyalty, teamwork, training and technical support.

We will continually strive to achieve and maintain member satisfaction with integrity and respect.

We are committed to being the best in our field.


Loss Prevention Services

W. J. Cox Associates, Inc. employs full time Loss Prevention Consultants to assist our clients with their safety programs.


Claims Administration

W. J. Cox Associates, Inc. offers comprehensive claims management for self insured employers.


Property & Casualty

W. J. Cox Associates, Inc. operates a full agency to provide a wide variety of coverages through our network of specialty carriers.


New York Lumbermen’s Insurance Trust Fund

NYLITF is a group self-insurance program established in 1981 to provide statutory workers’ compensation coverage and benefits to qualifying employers of the forest products industry in New York State. 


Forest Financial Incorporated

Forest Financial Incorporated (FFI) offers insurance premium financing through independent agents in New York State,